At GEM, we often work with several generations in managing families’ wealth. That work can vary, but at the moment we are helping to settle several estates
What Happened — Labor market data released on Friday sent the stock market lower. The unemployment rate held fairly steady, however, payroll data tracking the
Big Picture — After much deliberation, Congress recently passed the “One Big Beautiful Bill Act of 2025” (OBBB). The main result for taxpayers is that it
Big Picture — It’s hard to believe we are half way through the year, but all-in-all we find the market in a pretty good place after the first six months. After
We recently began a look into the complexities involved in passing on individual retirement accounts with a look at the basic rules. The rules of how inherited
Municipal bonds are a sometimes overlooked corner of the bond market, but for some investors they may be a place to find real opportunities.
The Basics — Munic
Individual Retirement Accounts first became available in 1975, and in the 50 years since they have become a major part of how Americans build wealth and save
Index fund investing has grown in popularity among many investors. The concept has many real advantages — scant research, no trading and minimal costs. The
The tax filing deadline was Tuesday, April 15, but we’re filing for an extension on tax planning talk! Let’s be clear, tax planning isn’t just about minimizing
The Big News — The new import tariff regime enacted and then delayed by President Trump has put financial markets into turmoil. The ups-and-downs have
The Big News — This week, President Trump announced a new tariff regime on global imports to the US that were larger than most all observers had anticipated. It
It’s tax season. Beyond getting our returns completed and filed, many of us don’t give much them consideration beyond whether we’re getting a refund or not